Student Loan Lawyer & IRD Negotiator.

I cannot recommend Dave Ananth highly enough. I reached out to Dave due to ongoing difficulties with my student loan, a debt I had been unable to repay for over 30 years. The situation had become overwhelming. Communication with IRD had broken down, and with accumulating penalties and changes, the amount I owed kept growing. Eventually, I felt so discouraged that I simply ignored the problem. When I finally acknowledged how serious things had become, I contacted Dave for help—and it was the best decision I could have made. Within just two days, the entire process was turned around. In the first 24 hours, Dave handled all the paperwork to initiate the process. Within the next 24 hours, an offer was made that completely reset my student loan, saving me an incredible $40k+ Dave managed all communication on my behalf, and the loan was closed within three days. After three decades of stress and anxiety, I felt an immense sense of relief. Dave is not only professional and efficient, but also incredibly empathetic. He truly understood the stress I was under and dealt with everything swiftly and with care.

If you're struggling with student loan repayments, as I was, I strongly encourage you to reach out to Dave. He is a true lifesaver. Thank you, Dave—you’re an absolute star.

I cannot recommend Dave Ananth and his team at Stace Hammond highly enough. The process of sorting out my student loan debt , which was daunting and overwhelming for me, was managed with reassurance, professionalism, trust and kindness. His very reasonable flat fee for service is the best money I have spent in 25 years! I have been burdened with a burgeoning student loan debt since 2001. I have been tauntingly harassed by debt collectors over this time and forced into financial exile from my beloved NZ. Handing over the reins to Dave, unburdened me from this anxiety and shame. He is a master negotiator with the IRD - reducing my debt total by 30percent. With Dave’s help I am now debt free and feel lighter and happier than I have in years. Engaging with Dave and his team has been nothing less than life changing for me. I am so very grateful for his help and would strongly encourage anyone else feeling fearful, lost or hopeless about their situation to contact him and enjoy the rewards of his incredible work.

Due to time overseas and with an amount unpaid, my student loan grew, in penalties and interest. I was stuck in the system, a number not a person. Endless circular phone calls with the IRD, saw frustration and anxiety, loaded with a deep sense of futility – I couldn't see myself ever being able to earn enough money to capture the debt growing in interest and penalties. The snake eating its tail, my life was financially stripped, and I felt crushed. I contacted Dave Ananth and immediately, my life changed. Dave works fast. In less than five business days almost 20 years of anxiety, stress and shame was gone. His expertise and professionalism saw him deftly navigate the IRD system and win a viable resolution seeing my loan consolidated and completed. Gone FOREVER. His generosity, empathy and kindness is also reflected in his fixed price fee for this service. This makes him accessible and affordable, with the ability to change your life, forever. If you want to get your Student Loan sorted and your life back, then work with Dave - I can't recommend a better person to do this.

I would certainly recommend Stace Hammond and Dave Ananth in particular if you are to find yourself in the same predicament as me having a student loan debt spanning 27 years. I took out a student loan of around 41k in the late 90s, moved abroad and never paid from this date for one reason or another. On a recent return to NZ I was contacted by the Inland Revenue about my student loan liability and was told that I owed (with penalties and interest) well over 150k. As you can imagine, this was a very stressful time and meant I had to sort this out as it could've affected my ability to exit or enter the country. I found Dave online and was so pleased that he caps his fee to make it affordable for people like me to seek his services. He was very reassuring and dealt with all IRD negotiations on my behalf. The outcome is that I paid a fair lump sum up-front and are now paying off manageable instalments twice a year until the full liability is cleared. I don't expect I would ever have received the same outcome had I attempted to resolve this myself and fully appreciate Dave's professionalism, manner and negotiating skills. Please contact Dave at Stace Hammond if you find yourself in the same situation.